SECTION 1 (TITLE):
This act shall be known as the Hearing Enhancement Aid Reimbursement Act (HEAR) Act.

SECTION 2 (PURPOSE):
To provide coverage for hearing aids at annually-determined minimum coverage rates per hearing aid to all individuals with documented hearing loss.

SECTION 3 (PROVISIONS):

(a) All individual and group health policies, contracts, and certificates, and all health maintenance organization individual and group health insurance contracts must provide for coverage for the purchase of a hearing aid for each deaf or hard of hearing ear for an individual covered under the policy, contract, or certificate in accordance with the following:

(b) A covered person may choose a higher priced hearing aid and may pay the difference in cost above the minimum coverage amount without any financial or contractual penalty to the covered person or to the provider of the hearing aid.

(c) The requirements for this Act apply to all policies, contracts, and certificates executed, delivered, issued for delivery, continued or renewed in this STATE on or after the effective date of this Act. For purposes of this Act, all contracts are deemed to be renewed no later than the next yearly anniversary of the contract date.